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Term Life Insurance

Term life insurance is simple. You pay a premium for a certain period of time from one to thirty years and if you die during that term the insurance is paid to the person or persons you designate to receive it - called the beneficiary(ies).

Term life insurance usually has the lowest premium in the early years, making it the most affordable life insurance policy. Term does not build cash value.

It covers you for a specified period of time (usually from 1 to 30 years, you choose). If you purchase a $500,000 term life insurance policy for 10-year period and you die in any of those 10 years, your beneficiaries receive 500,000 dollars.

If you are still living at the end of the term, your life insurance policy is over unless you can renew the policy. When you renew, the insurance policy will be renewed at a higher price reflecting your now older age. Term insurance has no buildup of cash as with whole life insurance. Some term life insurance policies do offer a return of premium.

We are committed to making it as easy and convenient as possible for you to buy quality, low-cost term life insurance for you and your family and to helping you make intelligent choices regarding your insurance options.

After you fill out an easy online application you will receive several term insurance quotes from top rated insurance companies. Our team will provide you competitive insurance rates from the highly rated insurance companies.

To start the process click the “apply now” button below to indicate the type of life insurance policy that you want to quote.

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